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Personal Lines

Auto Insurance

The right coverage to protect you, your passengers, and your vehicle — on every road, in every situation.

Coverage You Can Count On

Your car gets you to work, school, family events, and everything in between. When an accident happens — whether it's your fault or someone else's — the right auto insurance policy makes sure you're not left paying out of pocket.

As an independent agency, Wheatland Insurance Group shops multiple top-rated carriers to find you the best combination of coverage and price. We don't work for one company — we work for you.

What Auto Insurance Covers

Liability Coverage

Pays for injuries and property damage you cause to others in an at-fault accident. Required in Illinois and most states.

Collision Coverage

Covers damage to your vehicle from a collision with another car or object, regardless of fault.

Comprehensive Coverage

Protects against non-collision events like theft, vandalism, hail, fire, flooding, and hitting an animal.

Uninsured/Underinsured Motorist

Covers your injuries and damages if you're hit by a driver with no insurance or insufficient coverage.

Medical Payments

Pays medical expenses for you and your passengers after an accident, regardless of who was at fault.

Rental Reimbursement

Covers the cost of a rental car while your vehicle is being repaired after a covered claim.

Why Work With Wheatland?

Multiple Carriers

We compare rates from dozens of top-rated insurance companies to find you the best value.

Local Expertise

Based in Naperville, IL, we understand the roads, risks, and regulations that affect Illinois drivers.

Personal Service

You'll always talk to a real person who knows your policy — not a call center.

Claims Advocacy

When you have a claim, we're in your corner — helping you navigate the process and get a fair outcome.

Ready to Get a Quote?

Contact us today and we'll compare auto insurance options from multiple carriers to find the right fit for your needs and budget.